Chicken Fingers With Cranberry-BBQ Dipping Sauce

Chicken Fingers With Cranberry-BBQ Dipping Sauce
There’s no need to cook twice to please the adults and kids in the family. These chicken fingers are kid favorites, but are also sophisticated enough for adults to savor. The cranberry-BBQ sauce adds kick to the crunch, and the flavor will bring back a taste of summer.
  • 1 lb boneless, skinless chicken breasts, cut into long, thin strips
  • 4 cup flour
  • 1 teaspoon kosher salt
  • ¼ tablespoon coarse black pepper
  • ½ teaspoon sweet paprika
  • 1 egg
  • 1 drop hot sauce
  • 1 cup panko crumbs
  • ½ teaspoon parsley flakes
  • pinch kosher salt
  • pinch coarse black pepper
Cranberry BBQ Sauce
  • ¼ (14-oz) can whole cranberry sauce
  • 1 ⅓ cup hickory flavored BBQ sauce
  • 1 ½ tablespoons brown sugar
  • ¾ tablespoons teriyaki sauce
  1. In a shallow dish, combine flour, salt, black pepper and paprika.
  2. In a second shallow dish, whisk together eggs and hot sauce.
  3. In a third shallow dish, mix panko crumbs, parsley, salt and black pepper.
  4. Dip each piece of chicken first in the flour mixture, then egg mixture and lastly in the panko mixture.
  5. Heat oil in a deep fryer or saucepan to 350°. Add chicken and fry for 3½-4 minutes.
  6. To prepare the dipping sauce: Using a food processor or immersion blender, blend cranberry sauce until smooth. Whisk in BBQ sauce, brown sugar and teriyaki sauce. Serve alongside chicken fingers.
Tip: This sauce recipe makes a large amount; it freezes well, though.
Yields: 3-4 servings

Credit Cards Or Debit Cards – What’s The Smartest Swipe?

Credit Cards Or Debit Cards – What’s The Smartest Swipe?

Most people own at least one debit card and at least one credit card.  Although it may not seem like it, there are many differences between the two.

Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back to the credit union along with interest.

A debit card, on the other hand, simply transfers your own money from your checking account to the vendor you’re paying. The funds are taken directly from your account similar to the way that checks do – only quicker. Some processing terminals will require a PIN and some will require a signature.

Both credit and debit cards are convenient, quick and easy. They’re also safer than cash, because cash cannot be replaced if lost or stolen.

Which one should you use? The answer depends largely upon your lifestyle.

1.) Budgeting

Credit cards allow you to buy now and pay later. This can quickly turn into a budgeting nightmare. If you think you’ll be tempted to overspend, regular credit card use may not be ideal for you.

However, it’s nearly impossible to incur thousands of dollars of debt through debit card usage. Most credit unions will cover purchases that put your account into the red, but only up to a few hundred dollars. If this happens, you’re accountable for your purchases and charged an overdraft fee.

2.) Safety

If you report suspicious charges within 60 days, credit card companies are obligated to investigate and restore the funds if the charges are fraudulent. They also offer consumer protection on purchases. You can always cancel a charge if you are the victim of an online scam. This makes credit cards the ideal choice for large or fragile purchases that will be delivered to your home for additional insurance on the purchase.

Liability for debit cards is $50 if you notify the credit union within two days of seeing the fraudulent charges. After two days, your liability increases to $500. If you report the activity 60 days or more after it happened, you may be liable for all of it. Although many credit unions have implemented voluntary plans to limit customer liability to $50, there is no federal law requiring them to do so.

3.) Rewards

One major draw for credit cards is the points awarded for purchases. That’s a strong advantage over debit cards. The ability to earn airline miles and the lure of a possibly free flight are attractive to many consumers. Of course, you may be paying for those miles with a high interest rate and/or an annual fee.

Don’t get hooked on the points. Research each card carefully to make sure you’re really getting your money’s worth.

4.) Credit History

Credit cards help establish or restore good credit. Occasionally using a credit card and paying your bill on time can really improve your credit rating. This, in turn, improves the likelihood of earning favorable terms for home loans, auto loans, personal loans and more.

5.) Annual Fees and Interest

Credit card’s annual fees and interest add up. If you’ve overspent one month and are unable to cover the entire amount due, you may need to pay only the minimum payment. More of your payment goes toward interest than toward lowering your bill. This makes the next payment higher.

If you don’t think you will be able to pay your bills in a timely manner, keep credit card usage to a minimum.

As a CGR Credit Union member, you already have access to fantastic rates and optimal security. To find out which debit or credit card is best for you, call, click, or stop by today!

YOUR TURN: In what situations do you prefer to use a debit card or a credit card? Why do you choose one over the other? Share your thoughts with us!


Don’t Let Your Right To Vote Be Someone Else’s Chance To Profit! Avoiding Election Day Scams

Don’t Let Your Right To Vote Be Someone Else’s Chance To Profit! Avoiding Election Day Scams

Democracy is a privilege. And Election Day is when our voices are heard.


Unfortunately, many people use voting season to make a dishonest dollar. The Federal Communications Commission (FCC) and the Better Business Bureau (BBB) are warning of an increase in fraudsters using the election as a pretense to get your money or personal information. Be on the lookout for these schemes!


1.) Last-minute campaign contributions


In this scam, someone asks you for another small donation before the election.


These funds never make it near your candidate’s campaign. At best, the crook keeps your money. At worst, they have your credit or debit card information, leaving you a huge bill down the road!


In most states, voter registration information is public. A quick search of your name or address reveals your party affiliation. From there it’s easy to guess your candidate preference. The scammer uses the candidate’s credibility to gain your trust. Don’t let them succeed!


To avoid this scam, give proactively. To donate money, seek out the candidate’s website and donate there.


2.) Voter re-registration


Going to vote means dealing with endless rules. Did you register to vote? Did you miss last election and aren’t sure about your registration status? This uncertainty forms the basis of this scam.


A scammer contacts you claiming your name has been accidentally removed from the voter rolls. They’ll promise to correct that mistake with some information, like your address and Social Security number.


You’ll soon discover that your identity has been stolen. The caller didn’t complete a voter registration form – it wasn’t necessary. They just collected your information and abused it.


Beat this scam using the same public records scammers use. A quick search on your state’s Secretary of State website will reveal whether you’re registered to vote.


3.) Opinion polling


Everyone wants a preview of election results, leading to thousands of pre-election polls. To incentivize participation, survey companies offer rewards for participation. That’s the “in” for this scam.


A fraudster will call and walk you through a general survey. Then, they’ll tell you you’ve earned a thank-you prize. You only need to pay a small “processing fee” using a major credit card or give them your account information so they can directly deposit the “prize.”


There is no prize, and there’s probably no poll. Scammers are using the pretext of a poll to gain access to your personal information.


Never give any personal information in a call you didn’t initiate and never trust anyone who asks you to pay a fee before they give you a prize.


Whoever you vote for, it’s your right to make your voice heard. Don’t let criminals prevent you from doing your civic duty!


Keep your information secure!


YOUR TURN:  Have you received calls, visits or emails from election days scams like these? Share them here and tell us what tipped you off so we can all help keep each other more secure.



Get These Things Out Of Your Purse Or Wallet Now!

Get These Things Out Of Your Purse Or Wallet Now!
Your wallet can easily become cluttered with loyalty cards, coupons, cash, checks, store credit cards, and a host of identification cards. Not only is a over-stuffed wallet a hassle to carry, it may make identity theft easier.
Give your purse or wallet a good once over. Look for things you don’t regularly need, and take them out!
Some things should never be in your purse or wallet. If you see these items as you’re trimming down your daily carry, take them out immediately.
1.) Your Social Security card
It’s easy enough to stuff the card into your wallet when you need it for identification and then forget about it.
That could be a big mistake. Thieves can use your original Social Security card to apply for all kinds of unsecured debt in your name. Canceling your Social Security number and getting a new one is a complicated, time-consuming process, and you may be liable for fraud as you do so.
Keep yourself safe, and get the card out of your wallet! Put it in a secure location in your home, like a safety lock box.
2.) Receipts
This is by far the easiest way to accumulate paper in your wallet. You never know which might be needed later and you stick them all into your wallet. Before you know it, you’ve got a novel-sized stack of transactions.
This could be serious trouble if your purse or wallet is ever stolen or lost. Thieves can use the last four digits of your credit card number on a receipt to build a profile of your purchases, and can fish for more information with a merchant who has the card on file, like a cable company or an online retailer.
Think about going paperless. Turn your phone into a digital filebox. Information can be encrypted to keep it out of the hands of malicious people, but still accessible to you if you need to check a purchase.
3.) Tons of credit cards
Every store offers its own card and incentives. Those cards can really add up. Tack on an extra couple of cards for gas purchases, everyday expenses, and work-related stuff, and you could easily end up with a wallet or purse full of plastic.
If your wallet or purse is stolen, each one of those cards has to be canceled individually. Forgetting even one can cost hundreds or thousands of dollars. Thin your collection down to the one or two you use regularly. Look for those that can be widely used, provide the lowest fees and best acceptance rates. Put the rest of them into a safe place at home, using them only when you need them.
Once you’re down to your top cards, make a list of their numbers and the steps you’d need to take to cancel them if necessary.
YOUR TURN: It’s time to think about what’s tucked into your purse or wallet. What items make your “essential carry” list and what can you safely leave behind?